Looking to invest your money while enjoying attractive interest rates? Opt for Fransabank El Djazaïr’s Short-Term Securities (BDC).

What are Short-Term Securities (BDC)?

Short-Term Securities are short- or medium-term investments in Algerian dinars, represented by interest-bearing certificates issued by the bank. These can be nominal or anonymous and offer you the ability to grow your capital, finance your projects, save money, protect your loved ones, and access your funds without restrictions.

Place your money and enjoy numerous benefits:

• Returns: Securely grow your excess cash.
• Flexibility: BDCs can be issued as nominal or anonymous.
• Stability and Security: Both principal and interest are guaranteed in compliance with prevailing regulations.
• Peace of Mind: The fixed interest rate is known at the time of subscription, providing a clear return on investment.
• Preferential Treatment: Interest rates can be negotiated based on the amount and duration of the investment.
• Availability: Early redemption is possible under the contractual terms.
• Negotiability: BDCs can be transferred through simple endorsement.
• Investment Opportunity: Businesses and professionals can use their BDCs as collateral to obtain loans or overdrafts, subject to credit conditions.
• No Fees: Subscribing to a BDC incurs no fees—neither at subscription, maturity, nor during the contract’s duration.