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Do you want to invest your money while taking advantage of attractive interest rates? Opt for cash vouchers from Fransabank El Djazaïr.

What is the cash voucher?

The cash voucher (BDC) is an investment of money in Algerian dinars, in the short or medium term, materializing your deposit in the form of interest-bearing vouchers that the Bank will pay you.

It can be nominative or anonymous, and allows you to transmit your capital, finance your projects, save money, protect your loved ones and dispose of your money without constraint.

Invest your money and benefit from many advantages:

  • Efficiency : Safely grow your excess cash.
  • Flexibility: BDCs can be nominative or anonymous.
  • Stability and security: capital and interest are guaranteed, in accordance with the regulations in force.
  • Peace of mind: The remuneration is known at subscription, according to an attractive fixed interest rate.
  • Preferential treatment: Possibility of negotiating the rate of remuneration according to the amount and the duration of the placement.
  • Availability: Possibility of early repayment, according to the contractual terms.
  • Negotiability: Cash vouchers are transferable by simple endorsement.
  • Investment: Businesses/professionals can use their BDCs as collateral to obtain a loan or an overdraft, subject to meeting credit requirements.
  • Free: Subscribing to a BDC does not involve any fees; neither at subscription, nor at maturity of the BDC, nor during the life of the contract.
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